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What are the benefits of the IRCTC SBI Platinum Card?

HomeFinanceWhat are the benefits of the IRCTC SBI Platinum Card?

The IRCTC SBI Platinum Card was designed to provide you with benefits when booking railway tickets.  The ease of availability of credit cards has pushed  the banking industry to innovate. SBI has been a key partner in the launch of new products to assist those who have joined forces with IRCTC this time. Furthermore, when compared to other similar credit cards on the market, this has been a huge success. Furthermore, if you book a train ticket with the brand-new IRCTC SBI Platinum Card, you will receive 10% back in value. In addition, there are numerous other benefits to travelling by train. Read below to understand “What are the benefits of the IRCTC SBI Platinum Card?”

How has the IRCTC SBI Platinum Card helped people in obtaining exciting rewards?

SBI is known for providing a large number of financial services. However, this time SBI has partnered with IRCTC.  The collaboration resulted in the launch of a co-branded credit card, the IRCTC SBI Platinum Card. It also enabled users to take advantage of rewards points, travel deals, railway lounge programs, and other benefits. You can also save a lot of money when purchasing train tickets. When you apply for this SBI Credit Card, you will receive 350 reward points as a welcome bonus. To qualify, you must spend a minimum of INR 500 within 45 days of receiving your card.

When you book your tickets through the IRCTC Mobile App or website, you will receive a 10% value back reward point. To reap the benefits, however, reservations for AC1, AC2, AC3, and AC CC must be made. Furthermore, for every INR 125 spent on non-fuel transactions or booking railway tickets, you will receive 1 reward point. Moving forward, you can save 1% on transaction fees when booking train tickets. In addition, IRCTC offers unbeatable airline ticket prices to all its customers. 

Moving forward, the railway lounge program allows you to visit four railway lounges in India per year. They are, however, limited to one per quarter. The advantages do not stop there. With your IRCTC Platinum Credit Card, you will also receive a 1% fuel surcharge waiver. It is thus very useful for those who use credit cards to refill their gas tanks at petrol pumps. Thus, you can save yourself from paying additional fees. 


By reading the above, we can confidently state that the IRCTC SBI Card delivered on its promise. It is filled with ample opportunities to save a lot of money on railway bookings. Moreover, the IRCTC SBI Card is one of the Best Co-branded Credit Cards in India. However, it can also provide us with a number of other advantages. Furthermore, the reward points you’ve accumulated can be easily redeemed for exciting deals. To enjoy the benefits of the credit card, you must pay a fee of INR 500. The card is supported by contactless technology, which enables a quick and secure payment gateway.

The IRCTC SBI Platinum Card is accepted at 29 million Visa outlets worldwide, including 3,25,000 in India. It also comprises an easy bill payment facility. As a result, you can use it to pay all of your utility bills, such as phone bills, gas bills, and so on. So, if you want to make your train journey more interesting and cost-effective, get a credit card right away. Furthermore, you can get INR 100 off your first ATM withdrawal with a credit card. However, keep in mind that the withdrawal must be completed within 30 days of receiving the card. If you have any questions, please contact the SBI customer service department.

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